Car insurance costs for young drivers can be nothing short of astronomical – I know that there are plenty of advantages to being young and just setting out on the journey of life so it’s only fair that they don’t get things all their own way – but seriously, aside from taking the bus what are the best ways to get affordable car insurance for a newly qualified, young driver?

The problem is that the statistics show that young drivers are more likely to be involved in road accidents therefore more likely to make a claim on their insurance policy – which is why the insurance companies like to make sure that they’ve got things covered. The only thing which insurance companies are interested in is making money – that’s an important thing to remember.

Okay, so how can you go about reducing the costs of car insurance for a young driver, just to lessen the pain a little?

Here are a few ideas:

Shop around – don’t accept the first quote that you see, shop around to get the best deal. There are plenty of comparison websites these days which make it remarkably easy and pain free.

Buy a car which is insurance friendly for the younger driver – it’s no good going into Fontana Ford and letting them have the pick of the shiniest sports models, check out the cheapest cars to insure for young drivers and stick to those for now.

There’ll be plenty of time to drive around in flash motors when the driver has got a few years experience and qualifies for cheaper motor insurance.
Modifications may look good but they can also add a hefty premium to all car insurance costs which makes them a big “no-no” for younger drivers with costly premiums to start with. That’s no alloy wheels, no body kits and certainly nothing to make the car go faster – except go faster stripes; I believe that they’re okay.

Some insurers will reduce the premiums for young drivers if they have passed extra driving qualifications so check out whether there are any available schemes in your area. Insurance companies are all for stacking the odds in their favor and the more experience and qualifications a young driver has the more the insurance company will like them.

Paying the whole amount annually and up front can help to save a considerable amount over the year although unfortunately this is not always an option. If you have the lump sum to pay the insurance premium in one go it can save all of those extra interest payments which can add up to quite a bit of money.

Check with your insurance company whether they offer discounts for added security. Just as modifications which make a motor more desirable to thieves will increase the motor insurance premiums it can also work in reverse. Adding security features like immobilizers and car alarms can sometimes make a difference in the amount you’ll pay for young driver insurance.

Keeping a car garaged can help to reduce car insurance costs. The theory is that the car is less likely to be stolen or damaged if it is safely tucked up in a cozy garage at night rather than parked on the side of the road.

There really are many different aspects to consider when choosing car insurance for any driver but particularly for newly qualified young drivers. Ask your insurance company if they offer discounts for any of the above ideas and take it from there, then check out fairviewford.com, they’re bound to have the perfect solution.